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Find Competitive Rates for Auto Insurance

Finding the right auto insurance is essential to protect yourself, your vehicle, and your passengers. At Firelands Insurance Agency in Sandusky, OH, we have been providing local drivers with personalized auto insurance solutions since 1959. Our experienced agents are here to help you find the coverage that best suits your needs, whether you’re insuring a car, motorcycle, watercraft, or recreational vehicle. As a family-owned business, we are committed to offering friendly, knowledgeable service that makes you feel like part of our family. Give us a call at (419) 626-5580 for a FREE insurance quote.

Auto Insurance Coverage for Every Vehicle

We understand that each driver’s needs are unique. That’s why we offer a variety of auto insurance options to ensure you’re covered, no matter what you drive. Our agents will work with you to tailor a policy that provides the protection you need at the best possible rates.

Our Auto Insurance Products Include:

Standard Auto Insurance: Covers your vehicle against damages from accidents, theft, and other unforeseen events.

Motorcycle Insurance: Specialized coverage for motorcycles to protect against the unique risks of riding.

Watercraft Insurance: Insures your boat, jet ski, or other watercraft for on-water protection.

Recreational Vehicle Insurance: Coverage for RVs, ATVs, and other recreational vehicles to keep you protected on your adventures.

Ohio Auto Insurance Requirements

In Ohio, drivers are required to carry a minimum level of auto insurance to legally operate a vehicle. Mandatory coverage includes:

Bodily Injury Liability: Covers medical expenses and legal fees if you are at fault in an accident that injures another person.

Property Damage Liability: Pays for damages to another person’s property caused by an accident where you are at fault.

These coverages are the minimum required by law, but additional coverage options, such as collision, comprehensive, and uninsured/underinsured motorist coverage, can offer greater protection. You can also receive discounts for insuring more than one vehicle or having a clean driving record.

Protect Yourself and Others on the Road

Carrying auto insurance in Ohio is not just a legal requirement but a crucial safeguard for your financial well-being. Ohio law mandates that all drivers maintain minimum coverage for bodily injury and property damage liability. This ensures that if you’re at fault in an accident, medical expenses and repairs for the other party are covered. Without proper insurance, you could face significant out-of-pocket costs, legal penalties, and even the loss of your driving privileges. Auto insurance provides peace of mind by protecting you, your assets, and others on the road.

With over 60 years of experience, Firelands Insurance Agency has the expertise to guide you through the process of selecting the right auto insurance. Our agents will take the time to understand your needs and find the most competitive rates available. Whether you’re insuring a car, motorcycle, boat, or RV, we’re here to help.

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